Predictable All-Inclusive Care Plan
Path One — Cash-Pay
$979 / month
billed monthly
Designed for families who prefer:
- No insurance dependency
- Fixed monthly budgeting
- Predictable long-term costs
HSA / FSA Eligible · Ages 18 months – 21 years
Eligibility: 18 months – 21 years
Pricing & Enrollment
A structured medical program with two defined payment pathways.
The Tolerance Induction Program (TIP) follows a structured, multi-year medical treatment model with a clearly defined and standardized cost framework.
Care is delivered under FAI-authorized protocols with clinical management based in our Irving, Texas practice.
Your total cost depends on how care is administered and billed:
- Cash-pay subscription model
- Insurance-supported hybrid model
Both pathways include the same clinical protocol, same treatment system, and identical medical oversight structure.
Two Payment Pathways
Predictable All-Inclusive Care Plan
Path One — Cash-Pay
$979 / month
Clinical Coverage + Program Components
Path Two — Insurance Hybrid
≈ $13,168 / year
Cost Structure
Understanding the TIP cost structure
TIP is not a single procedure—it is a longitudinal immunotherapy program involving:
- Immune diagnostics
- Physician-led treatment planning
- Progressive allergen exposure cycles
- Continuous clinical monitoring
- Multi-year immune adaptation
Costs are structured across program components and clinical services rather than a single bundled fee.
Clinical Coverage + Program Components
Path Two — Insurance Hybrid
≈ $13,168 / year
before insurance reimbursement
Designed for patients whose insurance covers in-clinic medical services.
Only clinical services are billed through insurance.
All program components remain out-of-pocket but may be HSA/FSA eligible.
Path One — Cash-Pay
Predictable All-Inclusive Care Plan
Cash-Pay summary
- Fixed monthly pricing
- No insurance delays
- No billing variability
- Full program access
- 01
FAI Program Membership
Includes:
- Immune treatment planning system
- Personalized allergen progression modeling
- 24/7 clinical support access
- Patient tracking system
- Multi-allergen dosing system
- 02
Annual Immune & Lab Evaluation
Includes:
- IgE immune profiling
- Component-resolved diagnostics
- Treatment recalibration
- Immune mapping updates
- 03
Clinical Coordination
Includes:
- Physician oversight
- Dose adjustments
- Treatment monitoring
- Clinical documentation
- 04
In-Clinic Medical Services
Includes:
- Food allergy testing (as needed)
- Oral food challenges
- TIP visits
- Immune evaluations
Path Two — Insurance Hybrid
Clinical Coverage + Program Components
| Component | Cost | Billing Type | Function |
|---|---|---|---|
| FAI Membership Fee | $5,280/year | Out-of-pocket | Treatment system + AI modeling |
| Annual Lab Package | $2,500/year | Out-of-pocket | Immune diagnostics |
| Care Coordination | $199/month | Out-of-pocket | Clinical oversight |
| Clinical Services | $2,800/year | Insurance billed | Visits + procedures |
Estimated Total Annual Cost
≈ $13,168 / year
before insurance reimbursement
Insurance coverage applies to
- Office visits
- Food challenges
- In-clinic procedures
- Diagnostic services
Does NOT typically cover
- Program membership
- AI treatment system
- Lab interpretation packages
- Coordination services
Insurance Model Summary
- Potential partial reimbursement for clinical services
- Cost varies by deductible and plan
- HSA/FSA may apply to non-covered components
Decision Framework
Which path is right for you
01
High-Deductible Plans (>$3,000)
Cash-pay is often more predictable because:
- Insurance doesn't contribute early
- Fixed monthly cost avoids variability
Estimated annual equivalent
~$11,748 / year
02
Low-Deductible / High-Utilization Plans
Insurance pathway may reduce total cost:
- Partial reimbursement possible
- Better benefit utilization
Estimated savings
$2,000–$3,000+ annually
03
Deductible Already Met
Insurance becomes immediately more cost-effective:
- Clinical services reimbursed
- Only program components remain out-of-pocket
Need a personalized cost analysis?
We can evaluate:
- Deductible impact
- Out-of-pocket maximum
- Expected reimbursement
- Total annual cost projection
Inclusions
What's included vs not included
Included in TIP Program Fees
- TIP diagnostics and immune modeling
- Food allergy challenges (TIP-related)
- Treatment planning system
- Physician supervision
- 24/7 clinical support
- Patient tracking system
Not Included in TIP Program Fees
- General allergy visits
- Asthma care
- Eczema follow-ups
- Environmental allergy treatment
- SLIT therapy
- Non-TIP prescriptions
- Biologic therapies (e.g., Xolair billed separately)
FAQ
Frequently asked questions
How long is TIP treatment?
Typically 2–4 years depending on:
- Number of allergens
- Immune response
- Treatment adherence
What happens after Year 1?
Care progresses into a maintenance phase:
- Reduced visit frequency
- Continued monitoring
- Maintenance phase begins
- Membership remains active
Can patients switch payment models?
Yes, typically at renewal or clinical review.
Age eligibility
18 months – 21 years.
Final Step
Begin enrollment evaluation.
Before selecting a pathway, we recommend a clinical review to determine:
- Medical eligibility
- Insurance benefit structure
- Expected total cost
- Recommended pathway